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You can either pay for this new equipment up front or wait until you’ve finished paying off the original financed equipment to open a second line of credit for the additional devices.

If your financial situation changes in the course of your contract—say you get a raise—and you can pay off your financing before the 42 or 60 months are up, you won’t be penalized.

You’re still bound by the contract you originally signed, so you’ll still have to pay for your monthly monitoring for the rest of the 42 or 60 months.

To give you a better idea of what financing would look like, we’ve put together two hypothetical equipment packages and broken down the costs of equipment and monitoring over the course of a 42-month contract and a 60-month contract.

Again, everyone pays the same amount for their equipment, regardless of how quickly they do so.

It is important to note, however, that paying off your financing early doesn’t mean you automatically switch to month-to-month monitoring.

Because Vivint installers are paid on commission, they may try to upsell and suggest additional equipment on the spot, so be prepared for that.

If you’re unsure in the moment about whether or not you need another piece of equipment, you can always think about it and add more items later.

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